I made this card for the Sparkles Christmas Challenge 'Embossing - Heat or Dry or Even Both' (I've gone for the 'Both' option). I'm also entering the Happy Little Stampers Christmas Challenge 'CAS', Crafty Hazelnut's Christmas Challenge 'Glitter', the Merry Little Christmas Challenge 'Anything Christmas Goes' and The Merry Christmas Challenge 'Anything Christmas'.
Card blank: 7" x 5" white matt
Stamp: 'Peace & Joy' (magazine freebie)
Embossing: Crafts-Too 'Snowflake Frame' embossing folder, WOW! Metallic Gold Sparkle Embossing Glitter
Card: Gold pearlescent, white matt
I embossed white card with the snowflake frame before stamping and embossing the sentiment in the centre with glitter embossing powder (although the glitter doesn't show in the photograph). I trimmed the panel, layered it onto gold pearlescent card and attached it to the centre of the card blank.