The kit has everything to make a 'Thank You' card, other than adhesive and gems. I know the 'Thank You' sentiment was in the bag from Christine, but I couldn't find it anywhere when I made the card so I decided to make a Christmas card. I used my MISTI to stamp the sentiment (Woodware Festive Verse) into the centre of the panel using dark green ink to match the poinsettia leaves.
The centre panel was attached to the card with a piece of a foam sheet and I attached clear gems into the middle of the flowers. I didn't have any gold coloured gems, but thought the clear ones matched the silver matting layers.
I also found the 'Thank You' panel after I had finished the card, although I think I prefer it with the Christmas verse.